Fire Insurance Rating

The Insurance Service Office (ISO) collects information on municipal fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using our Fire Suppression Rating Schedule (FSRS). We then assign a Public Protection Classification from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire-suppression program doesn't meet ISO’s minimum criteria.

By classifying communities' ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, natiowide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. And by securing lower fire insurance premiums for communities with better public protection, the PPC program provides incentives and rewards for communities that choose to improve their firefighting services.

ISO has extensive information on more than 47,000 fire-response jurisdictions.

The City of South Hutchinson Fire Department Public Protection Class Rating (PPC) as of March 1, 2016 is a  "3"

The previous PPC rating was a "7". Homeowners, and owners of commercial and industrial properties in South Hutchinson should contact their insurance carriers to inquire about reduced premiums.

Learn More About ISO and the Public Protection Class Rating System by clicking the following link: ISO Rating System